Your Path to a Stronger
Credit Score Starts Here
Boost and Repair your Credit with the Power of AI and Expert Assistance
Guaranteed Results in 90 Days*
7 Negative Items Removed
120+
Score Boost
Credit Analysis
Identify issues and create a custom repair plan.
Dispute Strategy
Challenge inaccuracies to improve your credit.
Expert Assist
Get personalized support to fix errors in your report.
Positive Reporting
Help build your credit by adding positive trade lines.
Choose Your Way Forward
Boost Credit
Boosting your credit is a critical step toward achieving a better credit score. Within 30 to 60 days, CoolCredit can help you see significant improvements. Here’s how it works:
Positive Payment Reporting
Our AI system focuses on reporting new accounts with positive payments. Setting up a Booster Payment plan and then making timely payments on it is an easy and efficient way to an improvement.
Quick Results
Within a few weeks of making payments, you’ll be able to see the improved credit scores, getting you on track while you address existing negative issues through our dispute letter process.
Multiple Boosts
You can boost your score multiple times, allowing for continuous improvement and sustained high credit scores. With no-interest plans, it's a no-brainer.
Repair Credit
If you've got negative items on your credit report, let's fix it. This process involves tackling the negative items on your credit report that are dragging your score down. Here's what you can expect:
Persistent Effort
Repairing credit is a challenging process that requires persistence and strategy. Our AI is designed to handle this war of attrition effectively, continually working until these negative items are successfully removed.
Targeted Approach
CoolCredit AI systematically identifies and addresses negative items on your credit report. With every identified opportunity for repair, you have the ability to transform your credit score for the better.
Long-Term Success
With CoolCredit, you're not just seeing temporary improvements. Our goal is to help you achieve and maintain a strong credit score for the long term. Unlock our credit education modules and be equipped to tackle your long-term financial goals.
Boost Credit
Boosting your credit is a critical step toward achieving a better credit score. Within 30 to 60 days, CoolCredit can help you see significant improvements. Here’s how it works:
Repair Credit
If you've got negative items on your credit report, let's fix it. This process involves tackling the negative items on your credit report that are dragging your score down. Here's what you can expect:
Positive Payment Reporting
Our AI system focuses on reporting new accounts with positive payments. Setting up a Booster Payment plan and then making timely payments on it is an easy and efficient way to an improvement.
Quick Results
Within a few weeks of making payments, you’ll be able to see the improved credit scores, getting you on track while you address existing negative issues through our dispute letter process.
Multiple Boosts
You can boost your score multiple times, allowing for continuous improvement and sustained high credit scores. With no-interest plans, it's a no-brainer.
Persistent Effort
Repairing credit is a challenging process that requires persistence and strategy. Our AI is designed to handle this war of attrition effectively, continually working until these negative items are successfully removed.
Targeted Approach
CoolCredit AI systematically identifies and addresses negative items on your credit report. With every identified opportunity for repair, you have the ability to transform your credit score for the better.
Long-Term Success
With CoolCredit, you're not just seeing temporary improvements. Our goal is to help you achieve and maintain a strong credit score for the long term. Unlock our credit education modules and be equipped to tackle your long-term financial goals.
Real Experts. Real Support. Every Step Of The Way.
With CoolCredit, you’re never on your own. From day one, our credit specialists work with you to review your reports, plan your strategy, and handle disputes from start to finish. Need help understanding results? Questions about next steps? Our experts are at your beck and call.
100K+
Happy Users
58K+
Dispute Wins
75K+
Booster Plans Activated
97%
Success Rate
Why Choose CoolCredit Over Traditional Credit Repair Companies?
Unlike traditional credit repair companies, CoolCredit puts you in the driver's seat.
Enhanced Privacy and Data Control
Your Data, Your Control
With CoolCredit, you manage your own credit repair process directly through our secure app, ensuring your financial information stays private.
No Middlemen
Unlike traditional companies, there are no third-party representatives handling your sensitive data.
Give Access when you want
CoolCredit gives you the flexibility to manage your credit your way. Complete every step of credit repair and boosting on your own with our easy-to-use app, or bring in an expert from our team to provide additional insights and support. Your credit, your choice.
Cost-Effective Solutions
No High Upfront Fees
Avoid the high initial costs often charged by traditional credit repair services.
Pay-per-Outcome Avoidance
Traditional services often burden you with pay-per-deletion fees, adding up quickly with each item removed. With CoolCredit, you avoid those costs, gaining access to comprehensive tools and AI assistance at an affordable price for all your credit repair and boosting needs.
Affordable Dispute Handling
With CoolCredit, you can manage your credit repair with ease, or have our Experts Assist you for a minimal fee to cover the mailing and handling of your dispute letters.
Flexible Credit Booster Payment Plans
Boost your credit on your terms with CoolCredit's flexible payment options. Choose a plan that fits your budget and start improving your score without financial strain.
Support When You Need It
In-App Assistance
Get real-time support and clarification through our chat feature while working in the app.
Expert Guidance
Our Expert Assist provides affordable expert help when you need it, without breaking the bank.
By choosing CoolCredit, you get a more private, cost-effective, and supportive approach to credit repair, putting control back in your hands.
Get Approved for a Home, Car, or Business Loan
Most people have no idea how to fix their score—or worse, they listen to bad advice that keeps them stuck. That's why we've built this podcast, the real-talk guide to improving credit score.
AIl in a Secure, Easy-to-Use App
CoolCredit brings everything to you: from credit analysis and dispute strategy to monthly progress updates and positive reporting. Our app gives you a clear view of your progress while our AI and experts tackle everything that slows you down. It’s the simpler, more efficient way to fix your credit and build a stronger one.
Get Mobile App Now
Whatever Your Goals, CoolCredit Has a Plan for You!
CoolCredit gives you the flexibility to choose a plan based on your personal credit goals. Whether you're tackling a few items or many, or looking to boost your score at a specific level, you’ll find the perfect plan to meet your needs.
